• We're proud to be the Navarre area's only independent professionally run Chamber of Commerce with an office located in the "Heart of Navarre" at 1804 Prado Street.  

    As we have for almost 50 years,

    we remain focused on our mission:

    "To promote civic and economic prosperity

    throughout our community."



  • Scam Alert: Out-Of-The-Blue Unemployment Claim? It's Probably Fraud

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    February 09, 2021
    BBB® - Tuesday Tips
    How To Spot Fraudulent Unemployment Notices
    It’s another unwelcome byproduct of the pandemic: crooks are taking advantage of increased unemployment to collect benefits in the names of unsuspecting victims. This unemployment fraud, according to a recent article on CNBC, is costing the United States government billions of dollars. Be sure to guard your personal information and report suspicious activities.
    How the Scam Works:
    Thieves typically get the personal information they need for fake unemployment claims by purchasing it online. One con artist told USA Today that he compiles lists of real people. Then, he pays $2 in cryptocurrency to match each name with a Social Security number and date of birth. This is often all the information he needs to file a phony claim. Other times, scammers get personal information for fake claims through phishing techniques
    Most victims don’t know their identity has been used for unemployment fraud until they are contacted about an unemployment claim they never made. According to BBB Scam Tracker, here are some common ways victims became aware of the fraud: 
    • A notification from an unemployment office “confirming” the date of their last day of work – even though they are still employed.
    • A letter from the state unemployment office or department of labor informing them that their unemployment benefits were denied – even though they made no such claim.
    • Their employer is notified that they filed for unemployment benefits, even though they still work for the company.
    • They receive a 1099 tax form reporting 2020 income from unemployment benefits that they never applied for or received.

    How To Protect Yourself

    • Haven’t applied for unemployment? Report suspicious notifications. If you receive a letter, email, or any other notification about an unemployment claim that you never made, be sure to report it. Check this list from the Department of Labor for your state’s contact number. 
    • Check your credit report. An unemployment claim in your name means that scammers have your personal information. Be sure to check your credit report at www.AnnualCreditReport.com for unauthorized inquiries and accounts. This is the only free crediting reporting service authorized by the Federal Trade Commission.
    • Consider freezing your credit. This keeps anyone from seeing your credit report without proof of identity. Contact the three major credit reporting agencies (Equifax, Experian and TransUnion) to do this. 
    • Set up transaction alerts with your bank or credit union. This ensures notification of any withdrawal above a dollar amount which you determine.

    Additional Information

    Learn more about protecting yourself against identity theft on BBB.org or at IdentityTheft.gov. Read more about how scammers commit unemployment fraud in this USA Today investigation
    If you’ve spotted a scam (whether or not you’ve lost money), report it to BBB.org/ScamTracker. Your report can help others avoid falling victim to scams. Find more information about scams and how to avoid them at BBB.org/AvoidScams
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    New Businesses Not Reported in Latest Lighthouse
    The new businesses listed below that were accredited between October and December 2020 were inadvertently omitted from the January 2021 issue of the Lighthouse. We sincerely apologize for this and we urge fellow Accredited Businesses to support our new “partners” whenever possible when making purchases.
    Santa Rosa Beach  
     Cavinder Elevator Company
    605 N County Highway 393 STE 5A
    850 812-4299
    Ami Cavinder
    Coastline Insulation
    268 Serenoa Rd STE 2B
    850 565-1027
    Blaine Atkinson
    SoWal Soft Wash, LLC
    36 15th St
    850 418-5128
    Daniel Bohatka
     High Quality Roofing Co
    358 Persimmon Rd
    850 427-2175
    Luis Montoya
     Relevant Energy Solutions, LLC
    98 S John Sims Pkwy
    850 999-4929
    Gene Cebulski
     Rick's Small Engine Repair
    153 N John Sims Pkwy
    850 729-0683
    Billy Hay
    Photo Courtesy of Getty Images
    BBB of Northwest Florida
    912 E. Gadsden Street
    Pensacola, FL 32501
    Tammy Ward, Communications Director
    tammy@nwfl.bbb.org, (850) 429-0002